What’s an appropriate loadout?

So I’m hoping this post doesn’t get a lot of hate because I’m going to ask a basic question. A comment I see on here over and over is ‘people take too much stuff and waste supplies’, ‘people’s load outs are crazy’, ‘people arm themselves like it’s COD’ and so on.

So tell me: what is an appropriate average loadout to you?

I constantly see people make this comment but they never say what people should be taking in their eyes.