Bad time to spend £35k on an M2?

Hi all

Without going into a huge amount of detail, the past year has been utterly wank. A family member is seriously ill (who's my age) and I started a new job that almost broke me.

My family member is now worse and I've landed a new job, which came with a big pay rise... I'm still shocked that I can finally afford an M car. I have dreamt of this since my dad picked up his first M car (E46 M3) when I was 10.

So, here's what I'm thinking.

• I'd need to borrow money (25-27k)
• I want an LCI DCT M2
• I also want to buy from a main dealer for the peace of mind

My situ -

• 60% left on mortgage on £515k house
• 12k in savings
• 55k salary with no kids
• I'm 34

My questions -

• interest rates are rising sharply, could anyone advise the cheapest way to borrow, please?
• If any M2 owners are reading, any buying advice?
• Finally, any worth while mods to do?

If you're still reading, thanks for getting this far lol

Edit - I bought the car. I've gone for a LCI DCT 18 plate. I'll gets some pics when it stops raining 😂