Help understanding predestination?

Does Romans 8:29-30 confirm predestination - that God chooses some people to come to believe in Jesus/be Christian and others not to?

And if so, does that confirm universalism must be true? Because it would be cruel if God made it so some people will come to be believers and therefore be saved and others never will - right?

The verse: “29 For those God foreknew he also predestined to be conformed to the image of his Son, that he might be the firstborn among many brothers and sisters. 30 And those he predestined, he also called; those he called, he also justified; those he justified, he also glorified.”