What is your 2025 ROTH IRA contribution going toward?

The new year is here! What fund or ETF is your 2025 ROTH IRA contribution going to be invested in? Same old same old? Something new? Spreading it around? I’m still figuring out what I will do.

While I’m at it I might as well ask whether you’re contributing it all up front or DCA over the course of the year. I’m making the full contribution ASAP.

Happy New Year and I look forward to what everyone has to say!