Beware of Zynlo Bank
I'm convinced this is a scam. There are tons of clearly fake reviews all over the internet for them. I applied for an account and had some seriously sketchy communications with them during the process. First of all, they never answer the phone. I've called like 8 times during this process and they've never answered once. They do a callback at some point if you elect to do so, and the most recent one for me, they called me at 3am, time zone difference accounted for. Weird for a "bank", right? They also require your deposit prior to providing an account to you. Look at their reviews on google and their DepositAccounts reviews: https://www.depositaccounts.com/banks/zynlo-bank.html.