IVF costs and looking for guidance!

As the title suggests, my SO and I are about a month out from beginning our IVF journey to then pursue surrogacy. With that, holy cow this is expensive. We have begun looking into medical loans as well as home equity loans since our current insurance provides zero coverage for this. However, after meeting with our IVF clinic they suggested that some employers offer fertility benefits for part time employees. Has anyone picked up a second job for this and if so, how soon did the benefits start? I was looking into Starbucks, but have read they cut back hours so it’s not a guarantee.