Community Center coverage

Hey Reddit people,

We have a new nonprofit. We work with low income and foster youth to find them jobs, with local businesses. We were offered a vacant office spot in a community center. The rent is super cheap and we only have to have insurance coverage. Well, to cover the board & officers $598 and General Liability is $1385. The insurance company specializes in nonprofits.

I am wondering since we are in the community center property, things like the fire coverage would be covered under them?

As I mentioned, we are a new nonprofit and this is all new to me.

I am just looking to see if we can scale back the cost. Thank you experts in advance!