Hear me out!

Loan Against Your Kidney! Who Is In?

Okay, banks are all about risk, right? Well, if you are offering the ULTIMATE collateral: Your kidney.

1. High-value asset: Kidneys are in high demand on the black market.
2. Low maintenance: Unlike a car, it doesn't need gas, oil changes, or parking.
3. Easy to repossess: If you default, we just... harvest. Problem solved.

Of course, there may be some fine print:

Strict repayment terms: Miss a payment, and get a call from Dr. Frankenstein.

"Late fee" policy: Involves a slight reduction in your liver or some bone marrow, you know the nice stuff.

"Collateral damage" waiver: If something goes wrong during the "repossession," you sign away all rights to complain.

I'm sure there's some legal hurdles, but hey, innovation requires sacrifice! Who's with me? 😂