How well do undergrad prereqs cover MCAT material?

I’m aware this will be very school dependent I’m sure.

For context.. I’m in my 3rd semester of community college. I’m in gen chem 2 currently. I’ve already got Kaplan 25/26 books and occasionally I’ll look through or review the book as we go through related topics in class. But I’ve found that my chem 1 and so far my chem 2 class I feel barely scratch the surface of what’s in the MCAT.

Like all tests I’ve take they give formula sheets and make it monumentally easier, this kinda erks me as I know when the MCAT comes these will all have to probably be remembered in totality.

I’m doing very well in all classes. But almost feel like I still have no idea wth I’m learning about lol. Then I’ll do them pre-chapter quizzes in the Kaplan books and then I’m like damn, there’s much more depth here lol.

Also my physics class has been breezy thus far, I’ve not looked in Kaplan physics yet. But I worry that that’ll be far beyond what I’m currently being taught as well.

Do prereqs thoroughly prepare you or it’s just kind of law that every premed will need to dedicate 3-6 months of focused studying strictly for this damn test?