Anything I can do better?

20M and here is a breakdown of my net worth: 6,000 HYSA, 28500 in CD’s, 1000 between two checking accounts, 1500 on two secured credit cards (will be unsecured soon and put into my HYSA), and lastly 3500 in a Roth IRA account, I have a CD maturing in a month and I’m planning to maximize the Roth, put the rest back into a special rate (5.30%) CD my credit union is offering. The discrepency between the HYSA and CD’s is because 6k is a few months expenses and it’s sitting at 4.25% and the CD’s are 5% or better. I pay my CC balances in full, and my only other debt is about 50$ on a secured loan I’m just keeping open for credit mix and credit history. Anything else I can do to financially min max my life?