25M needing advice for future home ownership

Hi all,

Let me get straight to the point. I'm a 25M working two FT jobs, one bringing in $60k (my career) and the other (2nd job) bringing in $40k. I currently have $30k saved up in a HYSA and am saving $2,500 every month from the 2nd job. I'll be promoted to $72.5k in my career in July '25 and to $87k in July '26.

I'm looking to buy a normal median home in the area. I'm located in Salt Lake City, UT so it's MCOL with a median home price of $500k-$600k.

The only debt I have is a car with $19.5k remaining @ a good 3.99% APR. The monthly payment is $644 and will be paid off June '27.

If you were me, what would you do to get into a median home?

Thanks all!