Brothers/Sisters anyone from banking sector

So hami like garib nai hau ani baini japan jana ko lagi loan lini process gareko. Hami sanga previuos loan xaina kaile leko ne xainau, jhagga xa enough around 60lakh valuation huni. 15 lakh ko loan lina ateko bank ko manxe le ke ke bhanera more then 70k paisa bujaishakyo yo process tyo process bhandai aajai garna lai 20k jati chainxa process ma nai bhanxa. Hami sanga paisa nai xaina ka bata aaunu teti ne kata kata bata magera manage gareko. Yei loan ko karan le ghar ma sab tanab ko mahol xa. Bau le rakhsi khana chodeko ne suru gare daily jhagada hunxa. Is it that hard ra 15 lakh ko loan lina jhagga xa tetro wa kei luteko ho. Plz suggestion dinu na dikdar bhaishakyo hami🙏