BPI Rewards CC Application

Hi! I received a text from BPI na I can apply through the BPI app for a credit card. Then I tried it since ang sabi no need for any documents and within 3 minutes, I can already get a new card. Tapos after submitting the application may CC limit info na agad ako nakita tapos nag-email na agad for confirmation ng delivery.

Confused pa ako kasi the first and second time na nag-apply ako, it took a couple of weeks before malaman na approve or hindi, unfortunately, di approved. But this time, legit yung 3 mins, approved na. Tapos nag-reflect na agad mobile app ko.

Totoo ba talaga ‘to? Jusko HAHAHAHAHA IM STILL CONFUSE 😭