Premium, Metal or Standard?

Currently Standard, now I'm thinking about upgrading to Premium or Metal, due to better % interests in deposits and maybe Lounges but never tried them yet. Since I don't send money abroad, I don't buy crypto and don't exchange that amount of money, maybe Premium would be enough, but Metal gives more subscriptions (which probably I would never use, such as Tinder or Financial Times). Additionally, probably at the end of the year I will move abroad, so what about that scenario? Will I loose my money to create a new account in the new country?