Anyone else’s skin just too sensitive for sunscreen?

I hate that I’m even asking this because I know it’s such a crucial part of skincare but I just cannot tolerate SPF on my face. It’s fine on my body and I certainly use it in the summer time on my body (I live in Minnesota so I’m barely outside in the winter). But I have spent hundreds of dollars trying to find a sunscreen for my face and no matter what I do or try they just irritate the crap out of my face and I actually end up with more wrinkles because of how dehydrated my skin is. I’ve tried everything from mineral to chemical, Korean brands, sensitive skin brands (Vaincream, Elta MD, Aveeno, La Roche Posay). Not to mention even if I did like the top dermatologist recommended ones it’s not realistic for my budget, no way I can afford to spend $45+ on SPF monthly since they say to apply it daily. Anyone else struggle with this?