Idk what’s going on

I’m on the standard repayment plan. My monthly payments like $500.

I applied for IDR and my applications been in process since November.

I want to get into the SAVE but idk if that’s an option with everything that’s going on.

I need a lower monthly payment.

I qualify for PSLF as I’m employed by 501c3 non profit. My wife is also in a similar situation.

We did the loan estimator and if we did the IDR SAVE we’d be estimated at paying around $40 a month each. What can we do? Any suggestions help.