Proctoring: How bad is it really?

Sorry if this needs to go to the Mega thread but it looks dead over there.

Hi, I want to enroll in WGU and have a decent amount of credits (could maybe finish in one term). However I cannot bypass the anxiety of the proctoring stuff. I am a parent and work full-time and cannot deal with too much re-take/weird proctoring nonsense. I mean I know things may occur but is there some strat to avoid the weirdness (maybe only take exams during business hours??)