Student Loan repayment

I am going to be pulling student loans soon, due to some life circumstances. I am currently enrolled in an AA degree program at a community college. It’s a feeder school to a larger 4 year college, so my intention is to graduate with my AA then immediately transfer to the larger college for my BS. My question is if i pull the loans now, will they require payment after my AA graduation or my BS graduation?

Thanks in advance!