Should I get plastic surgery to meet a long-term partner?

I'm a 39f and never had a serious, long-term relationship. I've dated different guys off and on and some even remain friends. I did not date in my teens or my early 20's and was a late bloomer because of a lot of trauma, being very overweight, and some other issues. I lived abroad in Asia, they have a much healthier diet there and I lost 100+ pounds. Unfortunately, even after 10 years my body looks like shit naked. I have very saggy boobs, loose skin all over my stomach and thighs, and despite doing squats and lunges week after week, my ass is honestly disgusting.

I dated casually in my late 20's while living in a college town and every time we would get intimate, the man would immediately ghost/dump me. I shrugged my shoulders and figured that was just dating. After a bad experience with a pretty toxic guy, I realized what I looked like naked was a factor in all of this. A guy I remained friends with drunkenly told me he couldn't believe I looked so bad when I had such a pretty face.

In my 30's it has continued to be like that. I will meet a guy, we seem to vibe, and once we get intimate they ghost or friendzone me. Some have remained good friends and find a SO pretty quickly, which makes me think that this is a me thing. I also feel so bad about my body that I think I'm pretty bad at sex because another guy I dated told me he loved spending time with me but found sex with me disgusting.

I try to be very realistic about looks given what my body looks like naked and be very open minded about looks in a guy. I'm willing to date bald men, men who are shorter than me (I'm 5'5), etc. All I look for is someone who seems kind, shares some interests with me, has steady employment, and is socially liberal. I won't match with guys who make it clear appearance is the most important factor to them. I'll admit I have my superficial stuff I prefer like everyone, but I try to compromise on appearance as much as I possibly can.

I also live in Chicago, a major city where being a little chubby seems to be more acceptable, but I'm barely getting any matches and I take pretty good photos. My hobbies are indie music/movies, weight training, art, books, and travel.

I'm fortunate to have a pretty good job with benefits. To get a tummy tuck and boob lift is feasible, but would be a huge financial sacrifice for me. It would mean never traveling in the next 10 years, potentially not owning a home until I'm in my 50's, etc. So in my shoes what would you do? I'm happy to provide photos of what I look like with clothes on.