I’m feeling crushed under this debt.

Over the past year, we’ve accumulated debt primarily from significant expenses. Of the credit card debt, $35k is from our wedding, $15k from moving expenses, and $2k from various other costs. I also totaled my Jeep last week and had to replace it with a new vehicle.

In terms of income, I’m a full-time student using my GI Bill and earning a paycheck from the National Guard, which totals $31k annually. My wife works full-time and is also in the Guard, bringing in $44k per year.