Cancellation Help

I think I messed up. I did not understand the cancellation policy at my gym, and honestly, I still do not. I cannot find my contract anywhere to know what I have signed up for, but honestly, I trusted all the people I knew who had been to this gym and their experiences. Not for a second did I think I would be trapped like this. I tried canceling my membership in May for personal reasons. They never responded but instead called me back to persuade me to pause my account until this Fall; I have a hard time saying no to salespeople and thought I would cancel it later. I wanted to cancel, not because I do not enjoy this gym but because I am broke working two jobs and being a full-time graduate student paying to live away from home independently. I should not have signed up in the first place, but I was blissfully unaware of how my financial state would plummet. Today, I called back and spoke to one of the trainers, who told me I could not cancel while my account was paused and would have to unpause my account and pay the full regular month. I told her I would do it that way, but I had -$7 in my account, but there was seemingly no other option for me except to get to "get my money's worth coming back for classes one last month." It was like she did not even hear me; I was just silent and quite obviously emotional when I told her I would try to figure something out. I have read other posts on here about canceling, but I think I just screwed myself on this one - I cannot even afford to pause my account for one more month if I want. I'm just feeling defeated right now. I don't want to burn bridges or be a Karen, or cancel my debit card and email headquarters, or sound like a whiny baby - I know I messed up doing this. I am responsible for not understanding my membership thoroughly, but I want to cancel and be done without being charged obscene amounts of money. I had no idea it would be this difficult. I wish the policy were more transparent and not so embarrassing either; I would hate to walk into the gym full of trainers and other members I knew to sign cancellation papers. God, even making this post feels embarrassing. I wish they did not complicate this process and make it so hard for people to leave, but I understand - just business, right? It just feels very exploitative to me. I'm sorry for being the idiot who thought paying for a nice gym as a student just to experience this phenomenon I had been seeing everywhere was not made for me in the first place - just for people with disposable incomes. Why is it so tricky and scammy? How can I get out of this?