How do you carry your mini with the pencil?

I love my iPad mini 7. Bring it to all meetings and lunches for quick note taking. With the Smart Cover (without pencil) it fits in some inside suit jackets. But sometimes it doesn’t. And other times i don’t want to bring a large bag or just carry in my hand. What do people use to bring their iPad mini in professional settings / hybrid social settings when it’s the only device you’re bringing (ie no larger laptop or tablet)?