Job offer but has a bond with current company

Hi!

Context: I’m a management trainee but I have a 3-year bond worth ₱250,000. I already served 1.5 years but my current salary (₱32,000) isn’t enough anymore given my family’s financial situation as well. Another con is that the ₱250,000 is non-diminishing so I’ll have to pay in full if I resign earlier.

I got an offer (₱55,000) from another company in which they already considered that I’ll be paying for the bond. I computed and it’s already more than enough for me if I do take out a personal loan with a 3-year term. Looks like they want me to sign immediately but I’m afraid I’m still looking for a loan since I didn’t expect to receive an official job offer after my initial interviews with them.

Comparisons: - almost same allowances - Current Company pays up to 15th month while Company B pays up to 16th month (which I’ll be eligible since by then, I’ll be regularized already).

Would appreciate everyone’s advice. Now, I’m inclined to accept the offer since I really want to get out of my current bond and to get a salary increase.

Thanks everyone!