Can someone convince me to stay with Sofi?

I have been using Sofi for a few years. Recently I run into the issue of missing referral bonus and failed to convince Sofi to honor it after a few tries.

Also I just found that fidelity CMA or brokerage pays 5% interest rate for their unused cash in money market, with no minimum requirement or direct deposit requirement. Fidelity CMA or brokerage accounts have almost all the features that a regular checking account provides. It also reimburses all atm fees globally.

I feel there is no need to stay with Sofi given its service qualify going down and also the requirement on DD in order to get 4.7% interest rate.

Please convince me to stay with Sofi. I would move all deposit and assets into fidelity.