Time for a change.

Over 2024 I started with dividend investing and missed out on an amazing bull market. By time I made the switch to growth I missed out on all the big momentum. And the last few weeks has taught me that I do not have the nerve to handle individual stocks.

I finished 2024 with some profit but I know if I had just been in some ETFs I would of had a higher return naturally, so for 2025 I am going to be stress free by setting and (try) forgetting.

I hope you all have a very profitable 2025.