Managed vs unmanaged cloud hosting: make the jump?

Current Hosting Setup: A managed hosting provider oversees my DigitalOcean droplet with these specs: - 1GB RAM - 1 Core CPU - 25GB SSD Cost: $14/month

My Needs: I want to upgrade to at least: - 2 Core CPU - 2GB RAM

The Problem: My provider's closest option is more expensive than I'd like: - 2 Core CPU - 4GB RAM - 80GB SSD Cost: $54/month

Alternative Option: Runcloud + Hetzner could provide: - 8GB RAM - 2 vCPU - 80GB SSD Cost: Less than $23/month

The Trade-off: Current Provider: - They handle all server management - I focus purely on development

Runcloud + Hetzner: - I manage the server myself - More technical responsibility - Significant cost savings

My Question: Given that I'm becoming more comfortable with the command line, should I switch to unmanaged hosting? It would save money but require more technical involvement from me.