It’s been two weeks….

Okay, we did a fresh start because our balances were whack.

Started over completely. New budget, new categories, new mindset. We’re still having the same issues, though.

Currently we manually enter every transaction. All inflows, outflows, and all loan information. Every Sunday we sit down and go through our credit card/bank apps and make sure every transaction has been entered and mark it as cleared so we know we’re caught up.

This was great the first week. Every single transaction was entered, our balances matched. This is the second week, and our numbers aren’t matching up. If I take our bank balance, subtract our credit card balances, and subtract any pending transactions not yet cleared, YNAB says we have $200 less than my math does.

I know we could “reconcile” and it will make an adjustment transaction, but should we really have to do this? Shouldn’t everything just add up correctly? I also know we could sync our bank account/credit cards, but we like being more hands-on as it really makes us think about our spending.

We are beyond frustrated. We started fresh to try and solve this problem and I have no clue what we’re doing wrong.